ISA investments

 ISA Investments

Let an expert assist you with your ISA investments. Click below to access our service for ISA investments:

Fund Searches for ISA Investments:

Unit Trusts & OEICs     Investment Trusts     Exchange Traded Funds

If you are unsure which of the many ISA investments is best for you let a firm of award winning financial advisors experienced in ISA investments assist. If you choose they will also be happy to arrange an ISA quote either on or off-line.

For expert assistance call 01225 428444, click on the call me button below or click here to access the enquiry centre for more information. If you simply want a life insurance quote online click here to be taken to our online life insurance quote engine that compares the top providers, gives you a competitive quote and allows you to buy online without having to speak to a broker

Important: You are welcome to use our on-line facilities to obtain quotes and to buy your ISA investments. However, you will usually get a better deal by speaking to our brokers than you will from an on-line service. Our brokers have access to the latest offers and are waiting to get you the best prices. Complete an enquiry form or pick up the telephone and a broker will do the rest. It's Free to you!

ISA investments are most suited to people who pay UK tax on their investment returns as all returns made within ISA investments are tax-free. You must be over 16 to have an ISA investment. ISA investments can be tailored to suit your own investment purpose. ISA investments are available across the whole range of the risk spectrum from deposit account based ISAs and managed fund ISAs to single share ISAs. Low minimum investment levels make ISAs also suitable for regular savings.

There are 3 types of ISA investments: Cash ISA, Insurance ISA and Stocks & Shares ISA. ISA investments may also be referred to as a Mini or Maxi ISA investments. The maximum amount you can invest annually is £7,000. This can either be invested in 3 separate Mini ISA investments (£3,000 in a Cash ISA, £1,000 in an Insurance ISA and £3,000 in a Stock & Shares ISA) or all £7,000 can be invested into a Maxi ISA investment.

The choice between one Maxi ISA investment and three Mini ISA investments probably depends on whether or not you wish to have a different manager for each of the three components of your ISA investment. If you do not, then a Maxi ISA investment is likely to be more attractive.

Point to Watch: You cannot enter into a Maxi ISA investment and a Mini ISA investment in the same tax year.

Tips: Putting your first investment of each year into ISA investments makes the most of your tax-free allowance. In addition to the above limits, the capital (but not the interest) from expiring TESSA accounts can be invested into some ISA investments. You may be able to transfer shares from your employer's share scheme into a Stocks & Shares or Maxi ISA investment account.

The "CAT" Standard
The Government has introduced a set of standards to assist investors to identify ISA investments that have reasonable Charges, easy Access and fair Terms. Meeting the CAT standard does not guarantee good performance nor does it indicate that a product is the best product in its category.

If you know what you are looking for follow the quick links below or the menus on the right & left will guide you to in depth online financial information and simple online quote & transaction capabilities:

Alternatively use one of our simple ISA Investment Enquiry Centre form and an ISA investment expert will contact you.