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 Life Assurance
Let an expert assist you with your life assurance quote. Click below to access our life assurance service:
Life Assurance Enquiry Centre Life Assurance Special Offers
Life Assurance Information Life Assurance Calculators
If you are looking for a life assurance quote there are many types of life assurance policy to consider. By using the menus on either side of this page you have access to detailed information on all types of life assurance and a facility to obtain a life assurance quote online. If you are unsure what sort life assurance cover is best for you or the amount of life assurance you need let a firm of award winning financial advisors who are experienced in life assurance assist. If you choose they will be happy to arrange a life assurance quote either on or off-line.
For expert assistance or a life assurance quote call 01225 428444, click on the call me button below or click here to access the enquiry centre. If you simply want a life assurance quote online click here to be taken to our online life assurance quote engine that compares the top providers, gives you a competitive quote and allows you to buy on-line without having to speak to a broker.
Important: You are welcome to use our on-line facilities to obtain your life assurance quote and to buy your life assurance on-line. However, you will usually get a better deal by talking to our brokers than you will from an on-line service. Automated on-line engines are unable to take into account all of your specific circumstances and tailor a solution specific to you. Our brokers have access to the latest offers and are waiting to get you the best prices. Complete an enquiry form or pick up the telephone and an independent financial advisor will do the rest. It's Free to you!
Life Assurance Quote
There are 3 main types of life assurance available in the UK - Term Assurance, Whole Life Assurance and Endowment Policies. Some life assurance policies cater for specific situations, for example to cover an outstanding mortgage, to pay regular income for a fixed period or simply to pay out a lump sum upon death. Others are also a means of saving, combining life assurance with investment to help make your money grow over time. Whatever your need, a life assurance policy should be considered as a long-term commitment.
If you know what you are looking for follow the quick links below or the menus on the right & left will guide you to in depth online financial information and simple online quote & transaction capabilities:
Endowments Policies Special offer centre
Alternatively you can use our enquiry form and a Financial Services Authority (FSA) qualified Financial advisor will contact you to assist you with your life assurance quote.
Life Assurance Quote:
Points to watchWhen looking to get a life assurance quote you should remember that life assurance policies are long-term commitments. When choosing the product you may wish to consider the following:
If my personal circumstances change, am I able to alter the sum insured and the premiums?
Am I able to switch from one type of policy to another? If I am, at what point and will a medical be required?
Am I able to stop my premiums and surrender or cancel my policy without added penalty?
Should I allow for inflation in the policy or simply insure for a level amount?
Should I be purchasing a Savings Related Life Policy or a separate Life Policy and Investment product?
Are the benefits payable upon death or maturity of the policy free of Inheritance and Income Tax? For example, you may consider writing the policy in trust for your dependants so that it falls outside of your estate for Inheritance Tax purposes. For Income Tax relief, you make wish to check if the policy is a "qualifying policy". Tax is a specialised topic, so you may wish to seek professional advice.
As always it is wise to seek investment advice either to make sure that you get the best life assurance quote.A life assurance quote expert can be available to assist you if you complete an enquiry form or call 01225 428444.
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