UK life insurance

Click below to access our UK life insurance service:

Keynote: Online facilities are quick and enable you to help yourself but speak to one of our expert advisors, as they will usually get you the best deals and prices available anywhere in the market. They have access to the latest and best offers and are waiting to assist you. Complete an enquiry form or pick up the telephone. It's free to you!

The UK life insurance market is one of the most established in the world. There are many types of UK life insurance policy to consider and the menus down the sides of this page will give you access to detailed information on all types of UK life insurance and online UK life insurance quotes. Remember to check which UK life insurance products best meet your needs or the amount of UK life insurance you need.

Why not let a firm of award winning experts experienced in UK life insurance help. They will be happy to advise or arrange a UK life insurance quote for you. Call 01225 428444, click on the call me button below or click here to access the enquiry centre.

If you simply want a UK life insurance quote online click here to be taken to our on-line UK life insurance quote engine that compares the top providers, gives you competitive quotes and allows you to buy UK life insurance on-line without having to speak to a broker. Remember our advisors can usually beat the online deals. It's a FREE service to you!

The main types of UK life insurance fall in to the following categories - Term Insurance, Whole Life Insurance and Endowment Policies. Some cater for specific situations, for example to cover an outstanding mortgage whilst others are also a means of saving. Whatever your need, you should consider a UK life insurance policy as a long-term commitment.

If you know what you are looking for the links below or the menus on the right & left will guide you to in depth online financial information and quote tools:

Alternatively use our enquiry form and a qualified financial advisor will contact you to help you with your UK life insurance quote.

Types of UK Life Insurance
Mortgage Protection UK Life Insurance - You can use UK Life Insurance to protect your family from the burden of financing your property should you die before you have repaid your mortgage. It is usually a specific form of a term UK life insurance policy that normally coincides with the term of the mortgage and the payout with a pre-scheduled expected mortgage balance.

Term UK Life Insurance
This is the most basic form of UK life insurance. It is for a fixed term and pays out the insured sum if you die within this period. Nothing is paid out if you live past the maturity date of the policy. Two people can be covered in the same policy as "Joint Lives Assured". The policy would normally pay out upon the first death. It is the cheapest form of UK Life insurance and is attractive to those who want protection for a fixed number of years.

There are different UK Life insurance products to suit different circumstances:

Level Term UK Life Insurance - the sum insured stays the same throughout the term.

Increasing Term UK Life Insurance - the sum assured and the premium increase by a fixed percentage or amount each year.

Decreasing Term UK Life Insurance - the sum assured decreases by a fixed amount each year but normally the premium remains the same.

Family Income Benefit UK Life Insurance - a regular income is paid out upon your death for the rest of the agreed term.

Renewable Term UK Life Insurance - you have the option to "renew" or take out a further term policy at a specific period (usually 5 years) without another medical check up, so long as the maturity does not go beyond a certain age.

Convertible Term UK Life Insurance - you have the option to convert to a Whole Life or an Endowment policy at a specific period without another medical check up

For on-line term UK life insurance quotes from the top UK providers, please click here. Remember one of our advisors can usually beat most online prices! Complete an enquiry form or pick up the telephone. It's free to you!

Important Note: The Financial Services Authority regulates not all of the above UK life insurance products/services.

Just like with other forms of insurance (e g car and home), you must keep up your premium instalments. Failure to do so will result in the policy becoming void. If you cancel the policy or stop payments no sum is payable back to you.