Point To Watch: Money placed with offshore accounts or held in overseas branches of UK Banks or Building Societies may not be protected by the UK's "deposit protection scheme".
For further information about Instant Access and Savings Accounts and to compare the offerings of many UK Banks and Building Societies, visit the 'Instant Access Accounts' and 'Savings Accounts' pages.
On-line Banks currently offer good interest rates. They also provide the facility to conduct all of your banking from your PC 24 hours a day without ever needing to enter your local branch. For more information and a selection of On-line Banking providers, visit the 'On-line Banking' page.
Tip: When comparing interest rates use the APR ("the Annual Percentage Rate") also known as the AER ("Annual Equivalent Rate"). This rate allows you to compare accounts that pay interest say on a monthly basis with those that pay say quarterly or annually.
General
Instant Access Accounts
Savings Accounts
On-line Banking