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PEP Transfers

PEPs are highly tax effective vehicles but are your funds performing to their potential?
Review your PEP funds with professional assistance by 01225 428444.

Transfer your PEP On-line

Discount MultiPEP Shop: Access a special range of funds only available through professional advisors. A wide selection and discounted rates available.

If you are unable to find the fund that you want or would like assistance from a professional advisor click on the call me back button below, call 01225 428444, or click here.

Choosing your PEP transfer fund

For Current Preferred PEP transfer funds click here.
For the top performing funds in the following categories: OEICs/Unit Trust PEPs
Investment Trust PEPs
For professional assistance with your choice of fund call 01225 428444, click on the call me button below or click here.

How do I transfer my PEP?
There can be significant benefits in transferring your PEPs. However, the paperwork can be confusing. Click here to send us your details for an advisor to help you.

What are PEP Transfers?

PEP transfers allow you to change your PEPs from the funds of one Plan Manager to those of another without losing the PEP's tax benefits.
Income and gains made within PEP funds are tax-free.
If you were to sell a PEP or a part of it, the tax benefits are lost for good.
Investment of the proceeds of an ISA would then use up all or part of your ISA allowance for that year.
You can transfer any numbers of PEPs.

Why Transfer?

You may have a PEP with which you are dissatisfied (e.g. it may be under-performing its sector).
You may have changed your attitude to risk.
You may now want income rather than growth from your PEP or vice versa.
You may wish to change the sector(s) in which the PEP is invested.
You might want to merge a single Single Company PEP with a general PEP fund in order spread your investment risk.
You may wish to split your PEP between investment managers.
You may wish to amalgamate several PEPs into one account whilst maintaining the original fund to simplify paperwork.
It could provide an opportunity to reduce ongoing charges.

The above provides only a general summary and is not a substitute for obtaining professional advice. Levels and basis, and reliefs from, taxation are subject to change and their value depends on the circumstance of the individual investor.

Astute Investor does not recommend or endorse investment products nor does it provide financial advice.
This site is for the use of UK residents only. Past performance is not necessarily a guide to future performance. Mortgages, loans, general insurance, stockbroking services, tax advice, will writing, advice on deposit accounts, and some aspects of protection are not regulated by the FSA. Levels and basis, and reliefs from, taxation are subject to change and their value depends on the circumstance of the individual investor.

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